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Apartment For Rent

Renters Insurance

Protect What Matters — Even When You Don’t Own the Home

What Is Renters Insurance?

Renters insurance is a policy designed for tenants. It protects your belongings and personal responsibility, not the building itself (that’s covered by your landlord’s insurance).

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For a low monthly cost, renters insurance can help cover losses caused by fire, theft, water damage, and other covered events.

Renters Insurance Coverage

House Hunt

1

Personal Property Coverage

If your belongings are damaged or stolen, renters insurance can help pay to repair or replace items such as:

  • Clothing

  • Furniture

  • Electronics

  • Appliances

  • Personal items

Coverage applies even if the loss happens outside your home, like theft from your car.

2

Personal Liability Coverage

If someone is injured in your rental home and you are found responsible, renters insurance can help cover:

  • Medical expenses

  • Legal fees

  • Property damage to others

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This protection can prevent unexpected expenses from becoming a financial burden.

3

Additional Living Expenses

If your rental becomes uninhabitable due to a covered loss, renters insurance may help pay for:

  • Temporary housing

  • Hotel stays

  • Meals and essential living costs

What Renters Insurance Does Not Cover

  • The structure of the building

  • Normal wear and tear

  • Certain high-value items unless specifically added (such as jewelry or collectibles)

Is Renters Insurance Required?

Some landlords require renters insurance as part of the lease. Even when it’s not required, many renters choose coverage because it is affordable and provides valuable protection.

Most policies cost less than a few dollars a day.

Who Should Get Renters Insurance?

  • Apartment renters

  • Condo renters

  • House renters

  • Students and young professionals

  • Families renting a home

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If you rent, renters insurance is worth considering.

Empty apartment

Get a Renters Insurance Quote

Protect your belongings and your financial future with renters insurance coverage that fits your needs and budget.

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